Applying For Your Loan Is Easy!

Select an option that is easiest for you.

• Complete the online application. This process usually takes less than 5 minutes.


• Contact me directly by calling (440) 339-3099 and I can take your application over the phone.


• Fill out my contact form and I will contact you to take your application.

Application Tips - Document Checklist

Properly documenting your loan application will help it to go smoothly. Follow this checklist to help you gather the paperwork you will need.

• If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)


• If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.


• To speed up the approval process, provide bank statements, statements for stock, mutual funds and IRA/401K accounts for the most recent two months.


• If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.


• If applicable, provide a copy of your divorce decree and settlement agreement.


• If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.


• If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.

Finding A Realtor You Can Trust

Finding the right Real Estate Agent is crucial while searching for your home. It is important to have the right person working for you and in your best interest.

If you need help I can refer you to one of my trusted Real Estate Agents.

Quick Quote Interest rates and loan programs aren't a one size fits all. Receive a more accurate quote with this 100% FREE service.

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