About Me
Thank you for taking the time to visit my website. My name is Brian O'Donnell and I am a mortgage consultant for The Home Lending Source. I started originating mortgage loans in 2003, and I'm still just as excited about it now, as I was then. I enjoy the job I do and I love to see people get the homes they have always wanted. I take great pride in the ability to offer the most complete selection of financial options available. I will work closely with you and offer both guidance and support while recommending mortgage solutions that meet your individual needs.I believe that every person should have access to all the information they need to make a well informed decision. This website was created with that thought in mind. Here you will find many great resources available to you including, the research center, information about buying or refinancing your home, and the most current interest rates available.
About The Home Lending Source
The Home Lending Source was founded in the 2000 by two of Ohio's top mortgage loan originators. Originally known as Consumers Mortgage Corporation of Ohio, we began operating as a small, referral- based mortgage banker in Northeast Ohio. We hire the industry's best loan officers and operations staff. We have the fundamental advantages of a FHA direct endorsement, VA automatic delegated underwriting authority, and a reputation for out-performing the competition. We are not only positioned to grow, but committed to doing it successfully while offering the best service to our customers.In each of the last 10 years, the company has grown by 50% or more, and from 2000 until today, each successive year has been better than the last. As the first shockwaves of the financial crisis were felt, the HLS's leadership recognized that the environment was about to change drastically. Since 2008, the mortgage industry has faced challenges from all sides: increasing and ever-changing state and federal compliance regulations, rising net worth and capital requirements for lending institutions, and the tightening of credit market in one of the toughest housing markets our country has seen in decades. It became clear that if we were going to continue to strive to offer the best service possible to our customers, we were going to need to make some changes.
After a long courtship, in 2009 the Home Lending Source took on a substantial private equity investment through the sale of company stock. We focused 2009 on building the foundation we'd need to service a customer base three-times our current size, investing in new end-to-end information systems which would facilitate a more transparent and predictable mortgage process for our borrowers and identifying and hiring a new management team with complementary strengths and expertise in all aspects relevant to our business.
In 2010, our focus has shifted to expanding our geographic footprint and identifying and partnering with the best originators and sales teams. We believe that by creating a more customer-friendly and predictable mortgage process, we can serve our customers better than the competition, and by providing more opportunities for our loan officers, we can attract the best sales people to facilitate the best service possible. We are excited about the new team members who have already joined us and are currently looking for the best of the best from all over the country, including the Mid-Atlantic, Southeast, Southwest and Pacific Northwest regions of the United States.
Through both strong and weak markets, stable and unstable times, we have continued to succeed and grow. With an enhanced capital base, continually increasing origination volume, and ever-improving operational speed and efficiency, the HLS is one of the few companies with the tools and experience to take on today's mortgage process in the right way.
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